I work with all major carriers and the innovators in the self insured market.
I am an independent broker with complete freedom to do what is best for clients. I have no salary that binds me to a company’s product limitations, so you get all options. I have no sales objectives requiring me to push my agenda or time frame, so you get no pressure. The focus is 100% on doing what is best for your compnay and employees.
We will work one on one, with patience and empathy. In a 15-minute call we can assess your current benefit plans and address your concerns/questions.
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When you and your employees understand how health insurance plans are designed, priced, and communicated you will make better choices. When I understand your company culture, employee demographics, and current situation, I can present you with all relevant options. Working together we arrive at the best solution. The education is ongoing.
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The organization, financing, and delivery of health care in America is complex, especially for a small business. I will patiently provide relevant information as we identify the unique needs of your company. It is not always easy, but it gets easier. As you become more aware we can develop a benefit offering that reflects your company and budget.
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It takes time and trust for employers and employees to become well-informed health care consumers. Doing so will reduce premiums and out of pocket expenses that make up the second largest expense in most businesses and households. The investment of time has a huge return. We earn trust through listening, answering questions completely, sharing ideas, not wasting time.
In 2021, the average annual premiums for employer-sponsored health insurance was $7,739 for single coverage and $22,221 for family. Currently the averages for my clients are $5,414 and $16,991.